1. Avoid shopping at fast-fashion stores. Do not get into the habit of purchasing trendy items at stores that offer knock-off items for bargain prices. Instead, focus on quality. Examples of investment pieces are: a classic black dress, white button-down shirt, black pumps, black/navy suit, or pencil skirt. These items are likely to last and withstand several seasons. You can also mix and match with a little creativity. 2. Shoes can make or break an outfit. With that said, approach shoe shopping with less emotion and more logic. Invest on a good pair that are comfortable, and versatile. 3. Handbags have now crossed the line from being an accessory to a status symbol dictator. But walking around in a $4000 Chanel bag with only $5 bucks in your wallet is not only pretentious, but is just plain silly. A wise shopper knows her/his priorities and will only make such purchases once her/his finances are all in order.